historically, quantitative models going back over 200 years have used statistics to discriminate, disenfranchise and torture groups of people. In 1890, the Prudential Insurance Company used 300 pages of statistical “studies” to prove “negroes” were uninsurable.But if an AI model is introduced into the market that routinely disrupts ethical concepts.Digital systems that caused great harm to people via injustice, discrimination or exclusion, privacy or just plain cheating, not to mention the environment, have been with us for decades. Do You think the use of AI is unethical?

