Apple is planning a buy now pay later (BNPL) service as part of its new operating system, iOS 16.The new version of iOS 16, due to be released in the Autumn, will bring a range of additional features to the iPhone. Apple Pay Later will allow users in the US to spread the cost of a purchase into four payments over six weeks, without paying interest or fees.Concerns have been raised over whether people are relying on it too much, after Citizens Advice found in March that one in 12 people are using BNPL services to cover essentials such as food and toiletries. Do you think that BNPL plan is for people who are struggling economically ?

