Being able to cater for your basic needs without much struggle is the wish of the poor or those who are struggling. Owning a decent home is anybody’s dream .In the struggling poor countries whose economies are still struggling with providing people with the basic needs such as decent health care , Food and basic education. The government Building affordable houses is a bigger challenger which has made the sector to be dominated by cartels’. Owning a decent home should be spear headed by Government-private sector partnership. Do you think you can be called rich because you can comfortably pay your bills and live your life ?