Well know as the money you spend including living expenditures. It is time now people should learn a lesson of being disciplined with money. Being rich does not mean that you cannot be broke and being broke does not mean that you cannot make it in life. Poverty has been majorly attributed to laziness and when you start becoming comfortable and lazy just know your real neighbor is at the window. For example ordering food always at the comfort of your name which is mostly expense is not recommended but it is true that we are creating jobs and allowing money to circulate.How lazy can someone be?