Apple Pay is used by hundreds of millions of iPhones and the conclusion of this long-running Brussels investigation comes at a time of particularly tense relationships between Apple and regulators. Apple is to conclude a long-running EU antitrust investigation into its mobile payments system and avoid a huge fine by making a series of concessions to allow rivals greater access to its contactless technology system. Brussels regulators had argued the tech company was preventing competitors from accessing “tap-and-go” chips or near-field communication (NFC) to benefit its own Apple Pay system. Are the tech giants ignorant of the law ?

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