Insuring your business can be a nice thing for those who are starting businesses but those kind of insurances are not there in most countries. Your shop is your livelihood, so it makes sense to ensure you have the right cover in place to protect you against anything else that might affect your retail business. You may have stock on the premises, which needs protecting against theft and damage. Shop insurance is a form of cover that protects your high street retail business against various risks and claims and it comes from customers, who may have injured themselves or become ill through your products, or from damages inflicted through any employees you’re responsible for. The insurances mostly cover ill claims from the customers, do we have insurances that cover the business against losses ?